Can I get funding for a product liability case?
Yes. If a defective product injured you and you have an attorney, your case can qualify for non-recourse pre-settlement funding. Cases tied to active recalls or established multi-district litigation are often approved quickly. You owe nothing if the case doesn't recover.
Key facts
- Covers design defects, manufacturing defects, and failure-to-warn claims.
- Active recalls and FDA/NHTSA actions strengthen a case.
- Many product cases become multi-district litigation (MDL).
- Corporate defendants generally have substantial coverage.
- Non-recourse: repayment only from a recovery.
The three kinds of defect
Product cases come in three flavors. A design defect means the thing was dangerous as drawn up, before anyone built it. A manufacturing defect means the design was fine but something went wrong on the line, affecting one unit or one batch. A failure-to-warn claim means the danger was real and known, and the company didn't tell you about it. Your attorney figures out which one fits, and that shapes the whole case.
What makes these cases fundable
A recall is the strongest signal you can have. If the manufacturer or a federal agency has already said the product is dangerous, you're not starting from zero. Established multi-district litigation helps too, because there's often a settlement framework and a track record of payouts. Beyond that, underwriting wants engineering analysis or expert support for the defect theory, documented injury, and a defendant that can actually pay, which corporate manufacturers usually can.
The products we see most
Defective vehicle components like airbags, seatbelts, and fuel systems. Medical devices such as hip implants, surgical mesh, and pacemakers. Pharmaceuticals with risks that weren't disclosed. Industrial machinery and power tools. Children's products with unsafe designs. If you're already part of a mass tort over one of these, our mass tort funding page applies.
Timelines and what to expect
Individual product cases often take 18 to 36 months. MDL participation can run longer, but once a global settlement is reached, established payout matrices can move money faster than you'd expect. Read the product liability funding guide for the specifics.
Frequently asked questions
A lot. A recall is essentially the manufacturer or a federal agency admitting the product is dangerous, which gives your claim a strong foundation.
Recovery may still be possible through bankruptcy trusts, successor companies, or insurance. Whether funding makes sense depends on what's actually available to collect.
Yes. Plaintiffs in established multi-district litigation with documented injuries can often get funded, sometimes before individual case values are finalized.
By the strength of the defect evidence, the severity of your injury, and the defendant's ability to pay. Engineering and expert support raise the value.